Profit and available cash do not always move together. Customer payment delays, seasonal sales, payroll, and large expenses can leave a profitable business short of cash when obligations come due.
A rolling 13-week cash forecast shows expected cash receipts, payments, and ending balances week by week. As actual results become available, assumptions can be updated and the forecast extended to keep the weeks ahead in view.
Integrity Accounting & Tax LLC helps business owners build a clearer picture of upcoming cash needs. Based in the Yakima Valley, we serve Central Washington and work remotely with businesses across the U.S.
Estimate when customer payments and other business receipts are likely to arrive. Reviewing outstanding invoices, payment patterns, and expected sales helps distinguish money earned from cash available to use.
Bring payroll, supplier payments, rent, loan payments, taxes, and planned purchases into one forward-looking view. Map the timing of commitments so you can see the weeks when cash may be under pressure.
Start with available cash and project weekly inflows, outflows, and ending balances over a rolling 13-week period. This practical view can help identify potential shortfalls and support decisions about payment timing and cash reserves.
Consider how changes in collections, sales, staffing, or major purchases could affect available cash. Comparing realistic scenarios helps you evaluate options before making commitments, while keeping the assumptions behind the forecast clear.
Compare forecast amounts with actual cash activity to understand differences and refine assumptions. An agreed review schedule helps keep the forecast useful as customer payments, expenses, and business plans change.
Connect cash planning with reliable accounting records, Controller oversight, or Fractional CFO guidance when your business needs deeper support. The goal is to turn the forecast into practical conversations about priorities and next steps.
It is a rolling projection of the cash expected to come into and leave your business over the next 13 weeks. It shows projected weekly ending balances so you can identify possible pressure points and consider your options earlier.
A budget sets financial expectations, often over a year. A cash-flow forecast focuses on when money is expected to arrive and when payments are due. The two tools work together, but profit on a budget does not necessarily mean cash is available today.
Useful starting records include current bank balances, recent financial reports, outstanding customer invoices, unpaid supplier bills, payroll schedules, debt payments, and planned purchases. We can discuss any gaps and determine which assumptions need clarification.
A rolling 13-week forecast is commonly reviewed weekly as actual receipts and payments become known. The scope, responsibilities, and review schedule should be agreed around your business needs. Forecasts rely on assumptions and will change as new information becomes available.
We begin by discussing your business, cash-flow concerns, and upcoming commitments. Current financial reports, bank balances, receivables, payables, and known payment schedules provide a useful starting point.
Together, we can clarify the information available, the assumptions to use, and an appropriate forecasting and review process. You do not need every detail resolved before reaching out.